Government to launch Aadhaar-linked-e-payments


Government will soon launch a mobile application to encourage Aadhaar-linked electronic payments and reveal across the country programme to train over 1 crore individuals on e-payments.

“We are going to promote Aadhaar-enabled payment system (AEPS) in coordination with Finance Ministry. About 40 crore bank accounts have been linked to Aadhaar,” IT and Law Minister Ravi Shankar Prasad stated to reporters.
He said that the government is working on a proposal to connect rest of the accounts with Aadhaar numbers.
He said that there are biometric gadgets which can be connected to smartphones and change a smartphone into a Point of Sale (PoS) machine.

“We are developing a UPI enabled mobile application. It will be available in 2-4 days. Customer feed Aadhaar number, scan finger on the biometric, approve the amount to be paid on the application and the payment will be transferred from his account to merchant’s account,” said Dinesh Tyagi, CSC SPV CEO.

The clients will not need to share bank account details as the application will detect the Aadhaar number connected bank account with the help of Unified Payment Interface (UPI).

He said that Common Service Centres crosswise over the country are already carrying out AEPS transactions and the government is changing same into a mobile app.

Prasad said that government will conduct workshops to provide training to 14 lakh Village Level Entrepreneurs (VLE) crosswise over 500 districts and 6500 blocks about carrying out digital transactions which will be attended by Members of Parliament also.

According to the programme, each VLE will prepare 40 individuals covering 80 lakh people and not less than 10 shopkeepers with goal to cover total of 25 merchants across country.

He said that Ministry of Electronics and Information Technology will organise a two-day event at Major Dhyanchand National Stadium in Delhi to create awareness about digital payments and also help individuals in opening bank accounts and enroll for Aadhaar.

Prasad said that even migrant labours who have Aadhaar number will be provided assistance to open their bank accounts.”

“27 banks will have their stalls at the venue. Private mobile wallet organizations will also be there to help individuals in making digital payments,” Prasad said.

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Sameeksha Bhardwaj, From ITvoir News Desk